Broker Check

504.309.6911   |   Account Access   |   Request Info

Linkedin

Our Services

Click on a service to expand or collapse.
  • » Retirement Planning

    Before you start heading toward a destination, you first must know where you are going. At CBD Wealth, we spend a great deal of time getting to know you and what you seek to accomplish. Your hopes. Your dreams. We help you establish your goals, assess your current progress and identify any gaps in your plan. We then turn to our extensive array of financial tools and strategies to assist in planning for a comfortable retirement. Our investment professionals can work with you to select an appropriate product based on your financial needs and goals.

    Some of our many retirement tools include: Traditional IRA, Roth IRA, Education Savings Account, SEP IRA, Prototype IRA, Simple IRA, Profit Sharing Plans, Money Purchase Pension Plans, 401(k), Individual (k), 403(b)(7) Custodial Account.

  • » Asset Management

    Financial planning is the long-term process of managing your finances towards the achievement of your goals and expectations. At the same time, it involves negotiating the obstacles that arise throughout your life to prepare you for anticipated changes and unforseen circumstances. Financial planning is a process, not a product. The process is what allows your plan to evolve with the changes in your life, and we will stay with you every step of the way. By consolidating your assets and evaluating your risk tolerance and growth objectives, we can take your entire financial picture and design the right plan for you.

    Financial and retirement planning encompasses not only traditional investment strategies, but also effective estate planning and the selection of appropriate insurance vehicles. These areas must be considered in a holistic fashion if planning is to be the most effective; when investors do not coordinate these interrelated areas, they risk reducing or eliminating the effectiveness of their planning efforts.

  • » Insurance Planning

    Protecting yourself, your loved ones, your home or your business against unexpected events is a fundamental aspect of financial planning. Closing the gap on potential risks can be tricky without a comprehensive plan and process that methodically evaluates all potential risk factors.

    That’s why insurance analysis is an integral part of our wealth management process. By conducting a comprehensive insurance needs analysis we help youevaluate your current coverage to determine overall risk exposure and cost-effectiveness, and identify potential gaps in coverage. This analysis is aligned with your specific life needs and goals as part of our CBD Wealth Management Solution.

  • » Tax Planning

    Nearly all financial decisions have tax ramifications. Tax liabilities associated with income, estate, gift and various state, excise and sales taxes can take a real toll on your wealth. Our team of experienced professionals can help coordinate the various aspects of your financial plan to implement tax-reduction strategies in line with pursuing your overall financial goals.

    CBD Wealth has strategic relationships with several CPA firms throughout the area. In keeping with our mission of coordinating all financial affairs for our clients, we collaborate with our exclusive team of CPA’s to provide tax planning, preparation and filing services for our clients. Our clients receive proactive advice on tax reduction strategies based on income, expenses and individual needs and goals. Proactive tax planning allows our clients the opportunity to minimize tax burdens and build a solid foundation of tax reduction strategies that may potentially result in years of tax savings.

    Based on these strategic partnerships, we will implement a sound financial strategy that seeks to minimize year-to-year tax liabilities and provide the opportunity to maintain your current standard of living throughout retirement.

  • » Financial Organization

    Have you ever felt overwhelmed with the volume of financial paperwork you receive? Have you ever thought, “Can’t someone come up with a way for me to keep up with all of my financial documents in one place?” If you’re like most of our clients, the answer is a resounding Yes!

    That’s why we adopted the Personal Financial Organizer and WealthVision (for our tech-savvy clients), the first step in the CBD Experience.


    Through the use of these tools, you will be able to:


    • Consolidate all of your paperwork into one place, physically or virtually.
    • Keep track of important documents, like birth certificates, insurance policies, etc.
    • With WealthVision, track your account balances, account activities, memberships, and rewards programs all from your own personal, secure webpage.
    Just going through this first step in our CBD Wealth Management Solution helps provide clarity and organization to the multi-dimensional aspects of your financial life, which, we hope, leaves you with confidence that your financial house is in order.


  • » Cashflow & Debt Management

    How do you spend your money? Specifically, what are your spending habits? Smart planning needs to reflect your lifestyle and financial priorities. Financial planning primarily is about cash flow—how much will you need; when will you need it; where will it come from. A CBD Financial professional will work with you to create a plan that allows you to confidently quantify the funding of current and future lifestyles, fulfill financial commitments, and financially stress-test the ability to realize your aspirations.

  • » Estate Planning

    Estate planning can be excruciatingly complex, requiring a small army of legal, accounting, investment and insurance experts to work in concert. Moreover, your life and legacy are complicated, and it can be emotionally exhausting to get everything right. For many people, the result is hesitation, confusion and, all too often, an outdated or nonexistent estate plan.

    That's where the CBD Wealth team comes in. Given the intricacy of estate planning and the resources and information that have to be marshaled, you need a CFO - someone who can step in and take charge. You need someone who can oversee the creation of an estate plan that takes advantage of tax-saving opportunities, avoids probate and paves the way for a smooth transition when you die.

    Although we will not replace your attorneys and tax specialists in the estate-planning process, given our extensive legal background and complete understanding our clients' financial picture, we are uniquely positioned to lead you in the estate planning process. Using our network of professionals and whoever you bring to the table, we will craft an estate plan that factors in all aspects of your financial and personal life -- clarifying complex structures to produce a plan that you can live with, and more importantly, carry-on with.

  • » Charitable Giving

    Charitable giving is a core value for many of our clients, and the right approach can help you maximize your generous contributions.

    CBD Wealth has experience in helping clients implement charitable giving strategies in their wealth management plan. We can address your philanthropic ambitions for during your life or as part of your legacy. With our team of financial professionals and our strategic partnerships with tax and legal professionals we can help you ensure that your restricted or unrestricted contributions are in compliance with regulations and executed in a manner that benefits both your favorite causes and your portfolio.

  • » Education Planning

    Whether you’re paying tuition costs now or saving for a future goal, it’s important to ensure that your education strategy is compatible with your retirement income and financial objectives—tax considerations and retirement income needs must be weighed and evaluated before choosing a specific strategy. While education expenses can be funded through borrowing, retirement expenses typically cannot.

    Since we are an independent firm, we’re under no pressure to recommend proprietary education savings programs or investment products. Our only concern is which program best meets your needs. We will give you the advice that addresses your child’s education needs while seeking to ensure the decisions you make today fit in with your entire financial picture.

    Some of our tools include:

    • 529 Plans
    • Coverdell Education Savings accounts
    • Uniform Gifts to Minors Act
    • Uniform Transfers to Minors Act